• What exactly is a business loan?

  Our business loans can help Small and Medium Businesses obtain the necessary funds for cash flow, working capital, purchasing equipment, and business expansion. Our loans are completely digital, easy to obtain and affordable, with flexible repayment options and customised solutions to meet your specific financial needs.Few readers

• What is the maximum loan amount can I avail?

  The maximum loan limit is Rs 5 lakhs. You can avail any amount within this limit based on your requirements, eligibility, and credit score.Few readers

• What documents are required for a Business Loan?

  You don't be need any documents while applying for the loan. In some cases we might need some other documents for due diligence like bank statements.Few readers

• Can I obtain a Business Loan without providing collateral?

  Yes! You can get a business loan without having to provide any collateral.Few readers

• How to know if I am eligible for a business loan?

  Discover your business' loan eligibility by visiting the "Loans" tab on the Instantpay Dashboard. Here, you'll be able to see the maximum loan amount you qualify for, as well as other related information.Few readers

• How long must you hold a business account to qualify for a loan?

  To qualify for a business loan, you must have a business account that is at least 6 months old.Few readers

• Is it possible to repay a loan in EMI?

  Yes, you have the option to repay your business loan through EMI. The EMI amount will vary based on the loan amount and interest charges. At Instantpay, we offer flexible and convenient loan repayment options to make the process as smooth as possible.Few readers

• What is the interest rate applicable for a business loan?

  The interest rate may vary based on the loan amount and the repayment period. We ensure that our interest rates are highly competitive in the market.Few readers

• Is there a fixed interest rate or a flexible one?

  For a business loan, the rate of interest is fixed.Few readers

• What is the loan repayment period?

  The repayment period for a business loan can vary depending on the bank, lender, and type of loan. It may range from a few months to several years, and it is important to ensure that the terms are manageable for your business.Few readers

• How can I apply for a Business Loan?

  You can apply for a loan online through our easy-to-use dashboard by visiting the "Loans" tab. You just need to follow the required steps, and you will see the available offer.Few readers